Admission Advisor
Your Career Guidance
Bihar Government's flagship education loan program providing collateral-free financing up to ₹10 Lakhs for higher education with 0% interest rate
Zero interest loan facility for complete duration. Only processing fee applies.
Maximum loan amount of ₹10,00,000 for higher education expenses.
Moratorium period up to 5 years including course duration and 1 year job search.
Note: Applicant must be a permanent resident of Bihar with valid domicile certificate.
| Category | Requirements |
|---|---|
| Residency | Domicile of Bihar with valid domicile certificate |
| Academic Qualification | Passed Class 12 or equivalent from recognized board |
| Age Limit | Minimum 18 years, maximum 25 years (relaxable for reserved categories) |
| Course Eligibility | All UGC/AICTE/ICAR/NCTE/MCI recognized courses |
| Admission Status | Confirmed admission in recognized institution |
| Income Criteria | Family income not exceeding ₹5 lakhs per annum |
As expert education consultants, we provide comprehensive assistance for your Bihar Student Credit Card application:
We manage the entire BSCC application process, ensuring all documents are properly prepared and submitted on time.
Our experts verify all documents meet BSCC requirements, reducing chances of rejection due to technical errors.
We help you choose the right course and institution that qualifies for BSCC and aligns with your career aspirations.
We coordinate with designated banks for smooth processing and regular follow-up on your application status.
Get expert guidance from Bihar's leading education consultants. We've helped 1000+ students secure interest-free education loans.
The Bihar Student Credit Card offers 0% interest rate for the entire loan duration. Only a nominal processing fee is charged by the bank.
The maximum loan amount is ₹10 lakhs, which covers tuition fees, examination fees, library fees, hostel charges, purchase of books, equipment, and other course-related expenses.
The moratorium period includes the course duration plus 1 year after course completion for job search. Repayment starts after this period.
BSCC applications are processed through designated banks including State Bank of India, Punjab National Bank, Bank of India, and other nationalized banks in Bihar.
Yes, BSCC covers recognized distance learning courses from UGC/AICTE approved institutions, provided they meet the scheme's eligibility criteria.
The repayment period can extend up to 15 years after the moratorium period ends. The EMI amount depends on the loan amount and repayment tenure.