Admission Advisor
Your Career Guidance
Jharkhand Government's flagship education loan program providing collateral-free financing up to ₹15 Lakhs for higher education
No guarantor or property mortgage required. Simple documentation process.
Only 4% interest per annum. Special 1% rate for female and differently-abled students.
Moratorium period of 12 months after course completion or 6 months after getting job.
Note: Applicant must be a permanent resident of Jharkhand with valid domicile certificate.
| Category | Requirements |
|---|---|
| Academic Qualification | Passed Class 12 or equivalent from recognized board |
| Age Limit | Minimum 18 years, maximum 35 years at time of application |
| Course Eligibility | All UGC/AICTE/ICAR/NCTE recognized courses in India/abroad |
| Admission Status | Must have admission confirmation from recognized institution |
| Income Criteria | Family income not exceeding ₹10 lakhs per annum (for full subsidy) |
As official admission consultants, we provide end-to-end assistance for your Guruji Credit Card application:
We handle the entire application process from start to finish, ensuring all documents are correctly submitted and follow-ups are done regularly.
Our experts verify all your documents to ensure they meet the GSCC requirements, reducing chances of rejection due to documentation errors.
We help you select the right course and institution that aligns with GSCC eligibility and your career goals.
Even after loan sanction, we assist with disbursement process and provide guidance on repayment planning.
Get expert guidance from Jharkhand's leading admission consultants. We've helped 500+ students secure education financing.
The maximum loan amount is ₹15 lakhs, which covers tuition fees, examination fees, library fees, laboratory fees, purchase of books, equipment, instruments, and other expenses related to the course.
Typically, it takes 15-30 days for loan sanction after submission of complete application with all required documents. We help expedite the process through proper documentation.
Yes, GSCC covers education in recognized institutions abroad. The scheme supports studies in foreign universities that are recognized by the concerned authorities.
The repayment period can extend up to 15 years, including the moratorium period of 12 months after course completion or 6 months after getting a job, whichever is earlier.